Choose checking that moves you toward financial independence. This versatile option empowers you with the services and benefits you need.
Key Features
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Surcharge-Free ATM Access
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Discounts on Loans
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Free Digital Banking3
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Free Safe Deposit Box6
CIB Exclusive Features & Benefits
- Versatile checking with many great benefits
- $3.95 monthly service fee, waived if one of the following applies:
- Enrolled in eStatements; or
- Primary account holder is 22 years of age or under
- No minimum balance
- One time order of free checks
- Free eStatements with images1
- Text/email account alerts2
- Discount on loans with automatic debit
- Person-to-Person (P2P) payments available
- Overdraft protection available:
- Automatically transfer funds from savings to cover overdrafts
- Convenience credit3 line of credit (subject to approval)
- Free debit Mastercard®
- Free Digital Banking, including mobile banking and digital wallet2
- Free Safe Deposit Box for 1 year (5” x 3”, one per account)4
- Free Telephone Banking (TeleBANK)
- Surcharge-free ATMs available
- $25 minimum deposit to open
1Paper statements available. Monthly image fee an additional $2.95 for paper statements.
2Your mobile carrier's text messaging and internet charges may apply.
3$30 annual fee. Based on credit approval. 18.00% Annual Percentage Rate. Minimum monthly payment of 5% of outstanding balance or $25, whichever is greater.
4First-time CIB box holder. May upgrade to a larger box and pay the difference. A non-refundable lock transfer fee of $3 is required for all new rentals. There is a $250 drilling fee due to lost keys. A 10% charge is assessed on past due payments. Contents of safe deposit boxes are not FDIC insured.
Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, early account closing, etc. may apply. See fee schedule for details.
